About us

We are a leading UK insurance provider committed to offering reliable, transparent, and affordable protection plans. Our services include loan insurance, life cover, mortgage protection, car loan insurance, and more — all designed to safeguard your future.

12+

Years of Experience

Who we are

Trusted Insurance Experts

"Backed by experience, trusted for reliability we’re the insurance experts UK families and businesses rely on every day."

With a deep understanding of the UK market, we provide reliable, personalised insurance solutions designed to protect your life, property, and future. From individuals to businesses, our expert team is here to guide you every step of the way — ensuring clarity, confidence, and complete peace of mind. 

4.5
Clients Rating
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The Largest Truly Global Loan Insurance Manager

Loan Insurance

Protects you from repayment burdens during unforeseen financial hardships like job loss or illness.

Business Insurance

Safeguards your business assets, employees, and operations from financial risks.

Life Insurance

Provides financial security for your loved ones in the event of your death.

Car Loan Insurance

Covers your car loan repayments in case of accident, illness, or job loss.

Think fresh, work faster, grow smarter, save money.

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Meet Our Team

Experienced advisors dedicated to finding your perfect insurance coverage.

Shahzad Riaz

Admin of novaskills

Malik Yousaf

senior team head

Shahzad Mushtaq

SpeCIALIST (MBBS)

Shahid Mushtaq

CHEMICAL ENGR (UK)

Uonal is trusted by 6+ million users in 170+ countries.

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Most Popular FAQ

Find quick answers to the most common insurance questions, helping you understand our services, policies, and how we protect your future.

Loan insurance covers your repayments if you face unemployment, illness, disability, or death, ensuring financial stability and peace of mind.

It’s generally optional in the UK, but some lenders may require it as part of your loan agreement for added security.

Loan insurance protects debt repayments, while life insurance provides broader financial support to beneficiaries upon the policyholder’s death or critical illness.

Request a free quote anytime by contacting us via phone, email, or through our online contact form available on the website.

Most claims are processed within 5–10 working days, provided all necessary documentation is complete, accurate, and submitted without delays or errors.

Your Financial Journey Begins Today

Take control of your financial future with confidence. We provide expert guidance and tailored solutions to help you build, protect, and grow your wealth every step of the way.